I just want my 5%

So after looking around for options on the savings route, turns out my bank (WaMu) offers a special savings offering of 5% to customers who have their Free Checking they call it “Online Savings” and it looks good, however I am hitting an issue with it, see I signed up ages ago, and my account claims to be a “Free Checking” however its not the right “kind” of Free Checking, so thus, I am playing the game to get it.

Yesterday a telephone banker instructed me to sign-up for an Online Savings account sans the linked checking, this she claimed would allow her to link that savings to my personal checking within my online banking login, so I did that, the micro deposits came in, I confirmed and called back to get things linked today, however - after 2 online bankers I made it to a Online Banking Manager - which said:

“I don’t know why they would of asked you to do that, that will not work at all, your current Checking account is not the newest version of “Free Checking” - so you are no eligible for this offer, so what you need to do, is sign-up for the linked accounts, then call us back, and we’ll get you squared away.”

So as it stands, I know I am going to be calling back Monday, and I know its going to be even more fubar’d that before - don’t get me wrong, I love WaMu, they’ve treated me good, they have some very nice options for business, but somehow I know calling on Monday with now not 1, but 2 savings accounts, and now a 3rd checking account to my name, they are going to say “Uhm, we can’t do this either” lol. To me now that I let it simmer in my brain, the best course of action would of been to do this:

1. Upgrade my current “free checking” to the new “free checking” thus giving me all the fancy new addons.
2. Tell me to apply again, thus the form reads the right checking account, and lets me sign-up.
3. Tell me “Mr Brown, you are our hero, thank you for banking here… here, have a taco”.

Seems like the best course of action, so I am going to call them back and suggest that as a solution and see if it works, because to me, it seems like it’d be the perfect solution, it’d get me to the proper checking account (the reason probably it wouldn’t let me go in the first place) and then I can sign-up and be online the same day with the online savings.

Ah what I go through for a savings account, I just want to save some money is that too much to ask? Monday I’ll probably be closing 3 WAMU accounts (the new checking + 2 savings) and having the simple 2 second fix applied that I just thought up, who knows, if I get really excited, I may just call today and suggest it.