So here’s my story – arrived, they looked at the Neon, I had hoped for $1,000 in a trade, however, they said “$500″ so I was bummed, but they ran my credit, asked what down payment I was doing and ran the numbers, it was still in the mid-range (figured $250 max, $170 low) they said “$209.45″ for a monthly payment on a 60 month finance with 6.9% (apparently I have decent/mid-range credit.) without my Neon, $199 with – so I took a walk, needed to think/pray/ponder – so I went across the street to visit Rosie at B&N she said “You need a cream soda” and gave me one on her so I sat, drank, thought.

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To let them stew a bit more Rosie asked me to go with her to CompUSA (next to B&N) to look at her laptop she’s wanting to get, and so we did that, I thanked her, and went back – put my offer on the table, shave $10 off on the “No Trade” price, and I’d sign instantly, well they met me in the middle $5 so in final it was $204.34 – just felt right, felt good, and knowing I can get around $1000 if not more for the Neon, that’s like 2-3 payments right there – so I sat there staring at the paper, praying, and thinking.

I signed.

So after 1 final add-on during financing (Anti-Theft System (my first car alarm!)) the final payments were $213 a month, for 60 months, which if I get the gym contract, and work finalized with my bro’s boss, then I can pay it off in under 6 months no issue – major savings when it comes to financing, but at the same time if things are slow, or unexpected things come up, still easy to squeeze out that much if needed.

I am oh-so-blessed, friends were calling, I was txt’ing, got taken out to eat 2 times (Thanks kMan and jMan!) – I am stuffed, excited, and happy.

Oh oh… but wait… there’s more. The sales guy said “Yeah the MP3 part is the input, you can hook up your MP3 player like your iPod into the input and listen through the car system” – while not bad, I have been spoiled with my Neon’s $89 mp3 audio, 1 disc, lots of music, easy. Well I got home after a snack with Jake (I got tea and toast) I ran to my Neon, grabed the disc, ran back to the Cobalt, and slid the disc in – It’s a MP3 player. It started indexing the disc instantly. So awesome.

Did I mentioned I am blessed? This whole purchase, was simple, good sales/financing folks – very mellow, easy going, no pressure, very helpful to explain bits, clarify things, etc. no hassle, no fuss, quick and easy (well not really quick, but probably quicker than most) – so I have a new car – not a 2006, not a used hand me down, not a used auto, but new – 2007, Chevy Cobalt, good engine, good headlights, good sound, good good good. God is Good. Thank you to all who kept me lifted up in prayer, anxiety was mellow, family was nearby to support me as needed – even came picked up the Neon so I could drive my car off the lot – tomorrow morning I write one more check, Insurance. $822 from Progressive, going to hit up my current provider one more time and double check, but $822 for a year, about double what I paid on the neon, but the “full coverage” you need on a new car.

I am going to shut up now. I am so jazzed and falling asleep at the same time, pictures will be out tomorrow, going to take some shots when it’s light and I’ll post em here, but so cool, so awesome, so blessed. Night All!